SPECIAL NOTES:

**Generally all items/gifts/money go to spouse if spouse still alive, unless otherwise noted. Special conditions can be indicated in the Will.

** Creditors are always paid first. Beneficiaries only receive funds if left over.

** Please note we recommend keeping a separate page with your wills and update over time for all bank accounts, RRPS, TSFA’s, etc. as each account will have their own beneficiaries set up when you open the accounts.